Mrs. Pao Kong, whose husband is Mr. Chum Oeung, is 31 years old. They both live in Taduk village, Balain commune, Barray district, Kompong Thom province. She runs a micro business [charging battery and selling groceries].Mrs. Kong borrowed $500 from HKL to buy air pump machine and groceries. Then, in cycle two he received a $500 loan to purchase a device for charging battery. After that she, in the third and fourth cycle, borrowed $1,000, $2,000 respectively in order to purchase timber and land. Mrs. Kong decided to apply for loan, which is $2,400 in cycle five as he needed more capital in response to his business expansion by purchasing additional groceries for reselling. In the future, Mrs. Pao Kong will enlarge his business activities as well as build a new big house for storing groceries.