HYSA account is a special savings deposit product designed for customers who face difficulties in seeking deposit that get both high interest rate and flexibility of cash withdrawal. The unique feature of this account is that customer may get high interest rate similar to Term Deposit account based on their savings balance in each day. The higher the customer put the balance at HKL, the more interest rate the customer may get. Additionally, customers are allowed to do cash withdrawal and do fund transfer conveniently through all HKL’s channels including HKL’s counter nationwide, ATM nationwide & Mobile Banking service.