HKL is a large micro-finance deposit-taking institution in Cambodia, licensed by National Bank of Cambodia. Having been operating for more than 25 years in the market, HKL is one of the leading MFIs to provide diversified financial services to micro and small businesses and consumers such as micro & small business & SME loan, housing loan, home improvement loan, Savings & Deposit, Money Transfer and other financial services through its 177 branches and 129 ATMs (24/7) nationwide. As of June  2019, HKL deposit balance stood at USD 563 million with 213,651 depositors, while credit portfolio accounted for USD 881 million with 140,820 borrowers. 
 

Today, HKL is a subsidiary of Bank of Ayudhya (Krungsri), the fifth largest commercial bank in Thailand, and a member of MUFG Bank, the Japan’s largest banking group, and one of the largest and most diversified financial groups in the world.