About Us

HKL is a large micro-finance deposit-taking institution in Cambodia, licensed by National Bank of Cambodia. Having been operating for more than 20 years in the market, HKL is one of the leading MFIs to provide diversified financial services to micro and small businesses and consumers such as micro & small business & SME loan, housing loan, home improvement loan, Savings & Deposit, Money Transfer and other financial services through its 178 branches and 129 ATMs (24/7) nationwide. As of August 2018, HKL deposit balance stood at USD 480 million with 235,000 depositors, while credit portfolio accounted for USD 757 million with more than 144,000 borrowers. 

Today, HKL is a subsidiary of Bank of Ayudhya (Krungsri), the fifth largest commercial bank in Thailand, and a member of MUFG Bank, the Japan’s largest banking group, and one of the largest and most diversified financial groups in the world.
 

Annual Report 2017
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ATM Network
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Achievement YTD 30 September 2018
Number of Office 178
Headquarter 1
Total Number of Staff 3,399
Male 2,329
Female 1,070
Loan  
Loan Outstanding USD 696 M
Number of Active Borrower 139,737
Deposits  
Deposit USD 439 M
Active Customer 231,405
Business Partner
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