Home for Cash

Home for Cash is the special loan of HKL designed exclusively for salaried earners who are working in both private and public sectors. This product offers a wide range of benefit to customers with very competitive interest rate, unlimited purposes (i) and especially this loan has an amazing flexibility of loan tenor that allows customers to freely select the longest tenor up to their wish. Hence, the customers are possible to simulate the monthly loan installment amount based on their affordability.  

Product features

·        Currency              : KHR, USD and THB
·        Loan size              : up to USD 50,000 or equivalent to other currencies
·        Loan Tenor           : up to 60 months for every loan size
·        Interest rate          : as low as 0.95%
·        Repayment method: flexible  


·        Be Cambodian citizen with valid identification documents such as National ID card, family book, etc.
·        Be a salaried employee in any sector.
·        Has residential house or land as collaterals.
·        Complying with other term & condition in accordance to HKL credit policy.

·        This product is available at every office in Phnom Penh capital city, Siem Reap town and some area in Kandal province such as Takhmao, Kien Svay and Angsnoul district.
·        (i) Other terms & conditions applied

Annual Report 2018
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ATM Network
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Achievement YTD January 31, 2020
Number of Office 177
Headquarter 1
Total Number of Staff 4,568
Male 3,321
Female 1,247
Loan Outstanding USD 1,087 M
Number of Active Borrower 172,169
Deposit USD 591 M
Active Customer 262,498
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