Deputy Director of Non Credit Product Development department (01post)
Hattha Kaksekar Limite “HKL” is a leading microfinance institution, providing Credit, Savings, Local Money Transfer, ATM Service, Mobile Banking Service and other financial service, and operates with 25 provinces-cities in Kingdom of Cambodia. To respond our progress, we are looking for qualified candidates for the position as below:

Posting Date: 28 June 2018
18 July 2018
Position: Deputy Director of Non Credit Product Development department (01post)
Location : 
Head Office

Duties and Responsibilities:
-    Formulate strategies and implement tactical plans for deposit products and other banking services.
-    Dealing and leading the product and process development, enhancement, monitoring of non-credit products. 
-    Develop the product policy, procedures, and guideline and process workflows.
-    Monitor the performance of the products and propose to enhance those existing product lines to be better in the market.
-    Ensure product price competitiveness and feature benefit suitability to meet needs of our target customer segments.
-    Prepare business proposals for seeking validation from senior management.
-    Analyzes cost & benefit of non-credit products, marketing or sale activities.
-    Prepares the budget plan/sale projections for non-credit product launch, sale or marketing campaign.
-    Perform other tasks assigned by supervisor.
-    Master degree in banking/finance or business management, or related fields
-    At least 04 year experience in consumer banking, insurance or financial services industry.
-    Extensive knowledge in insurance, strong analytical, quantitative, problem solving, communication (written and verbal), presentation, relationship management skills, project management skill.
-    Be proficient in English both speaking and writing
-    Be Innovative, dynamic and confident
-    Be well time management.

-    HKL provide the competitive salary based on knowledge, skill and experience. We offer the monthly salary plus Insurance Allowance (Health & Accidence), Annual Bonus,  Incentive, Pchum Ben Bonus, 13rd Month Salary, Uniform Allowance, Provident Fund, Annual Leave, and other benefit as stated in HKL policy.
-    Successful Candidate will be received the numerous training program and development in order to enhance his/her knowledge, skill and competency to work effectively and having opportunities to development long-term career with HKL.

How to Apply:
-    HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website:
-    Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email

-    The submitted document will not be returned.
-    Reach us on: 093 405 000/086 354 354
                                                                                                                                                                                                                                                   Thank You
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Achievement YTD 30 June 2018
Number of Office 178
Headquarter 1
Total Number of Staff 3,353
Male 2,306
Female 1,047
Loan Outstanding USD 660 M
Number of Active Borrower 135,345
Deposit USD 409 M
Active Customer 227,679
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