Head Unit of Credit Risk Policy ( 01Post)
Hattha Kaksekar Limite “HKL” is a leading microfinance institution, providing Credit, Savings, Local Money Transfer, ATM Service, Mobile Banking Service and other financial service, and operates with 25 provinces-cities in Kingdom of Cambodia. To respond our progress, we are looking for qualified candidates for the position as below:

Posting Date: 28 June 2018
Deadline:  
18 July 2018
Position:  Head Unit of Credit Risk Policy ( 01Post)
Location : 
Head Office

Duties and Responsibilities:
-    Develop, update, and maintain credit risk management policy, and provision policy, and other risk related policies.
-    Translate the policies and procedure from Khmer to English and vice versa.
-    Analysis on credit underwriting criteria and suggest revising.
-    Control issues and made recommends on policies and procedures improvement.
-    Provide training on the policies and credit approval criteria, and support to branches and relevant departments on credit risk related policies.
-    Performance relevant tasks as assigned by line management.

Qualifications:
-    Graduate in bachelor of financial banking, Business Management, Economics, and Business Administration, Arts in English.
-    Experience in risk management 2 year, credit affair or financial management and audit would be an advantage.
-    Core banking system is an advantage.
-    Good understanding of banking/financial institution’s lending policies, principles and procedures and events of loan default.
-    Excellent command of Khmer and English
-    Good computer skill MS Word, MS Excel, MS PowerPoint, and Email & Internet.
-    Active, and willing for province travel.
Remuneration:
-    HKL provide the competitive salary based on knowledge, skill and experience. We offer the monthly salary plus Insurance Allowance (Health & Accidence), Annual Bonus,  Incentive, Pchum Ben Bonus, 13rd Month Salary, Uniform Allowance, Provident Fund, Annual Leave, and other benefit as stated in HKL policy.
-    Successful Candidate will be received the numerous training program and development in order to enhance his/her knowledge, skill and competency to work effectively and having opportunities to development long-term career with HKL.

How to Apply:
-    HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website: www.hkl.com.kh.
-    Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email job@hkl.com.kh.

Notice:
-    The submitted document will not be returned.
-    Reach us on: 093 405 000/086 354 354
                                                                                                                                                                                                                                                   Thank You
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Achievement YTD 30 June 2018
Number of Office 178
Headquarter 1
Total Number of Staff 3,353
Male 2,306
Female 1,047
Loan  
Loan Outstanding USD 660 M
Number of Active Borrower 135,345
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Deposit USD 409 M
Active Customer 227,679
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