Independent Risk Champion (15posts)
Location:  Memot District Branch - Memot Commune (01 post); Peam Ro District Branch - Preaek Khsay Kha (01 post); Rotonak Mondol District Branch - Sdau Commune(01 post); Operational Support Office  (01 post); Kampong Cham Provincial Branch (01 post); Khan  Pur Senchey Branch - Sangkat Chaom Chau(01 post); Kampong Speu Provincial Branch (01 post); Pursat Provincial Branch (01 post); Koh Kong Provincial Branch (01 post); Banteay Mean Chey Provincial Branch  (01 post); Moung Reussey District Branch - Kear Commune (01 post);  Puok District Branch - Puok Commune(01 post); Bati District Branch - Sour Phi Commune(01 post); Prey Chhor District Branch - Chrey Vien Commune(01 post); Basedth District Branch - Pheari Mean Chey Commune(01 post)
Report to:  Director of OFM Department
Deadline:  25-November-2018
Duties and Responsibilities: 
-    Conduct credit review on post-disbursement to make sure credit file maintain accurate/reliable/sufficient information & match to actual.
-   Involve in credit review & approval committee at branch level & have authority to comment & risk opinion & voting on loan application.
-    Conduct client visit as well as business assessment & collateral assessment as per required for suspicious or abnormal loan application.
-    Sample check & review on credit file that assessed by Credit Officer & review the loan application that approved by credit.
-    Analyze trend of NPL in the operation area & find out the routs cause for reporting to Risk Management Division.
-    Perform Branch Security Self-Assessment & monitor on top risk at branch level (Operational Risk only)
-    Act as supporting champion at branch level to support branch staff on AML, CFT, FATCA, ABC agenda.
-    Perform Compliance Testing and Check to ensure the level of non-compliance is low (base on internal audit finding).

-    Bachelor degree in Banking & Finance, Business Management or Economic or other related field.
-    At least 2 years experiences in Banking/financial institution, including some experiences in field of risk management, audit & compliance function would be an advantage.
-    Computer literacy is a must and excellent communication in English.
-    Excellent analytical & problem solving skills and willing to work with group & be able to work under pressure.

-    HKL provide the competitive salary based on knowledge, skill and experience. We offer the monthly salary plus Insurance Allowance (Health & Accidence), Annual Bonus, Annual salary increment,  Incentive, Pchum Ben Bonus, 13rd Month Salary, Uniform Allowance, Provident Fund, Annual Leave, and other benefit as stated in HKL policy.
-    Successful Candidate will be received the numerous training program and development in order to enhance his/her knowledge, skill and competency to work effectively and having opportunities to development long-term career with HKL.

How to Apply:
-    HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website:
-    Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email 
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Achievement YTD 30 September 2018
Number of Office 178
Headquarter 1
Total Number of Staff 3,399
Male 2,329
Female 1,070
Loan Outstanding USD 696 M
Number of Active Borrower 139,737
Deposit USD 439 M
Active Customer 231,405
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