Manager, Business Loan Product Management (01 Post)
Location:  Head Office – Phnom Penh
Report to: Director, Credit Product Development Department
Deadline:  01-March-2019
Duties and Responsibilities:  
-    Lead and initiative idea to conduct or analyze the market demand with research team, with development the Business Loan to response to market demand.

-    Lead in enhancing or revising the existing products to response the market changes and keep these products being competitive and attractive in the market.
-    Review product performance to identify product’s SWOT, and take appropriate reflection to ensure the effectiveness and control of product’s performance.
-    Regular market survey and observation to identify the potential business initiatives in supporting business growth.
-    Lead, coach, and support subordinates to achieve KPI/target to meet the HKL strategic goals. Work with relevant departments or cross functional teams to facilitate.
-    Bachelor Degree in the field of Management, Marketing, Finance & Banking, Economics and other related skill.
-    At least 2 year experiences in credit product development a plus.
-    Equip with good understanding and knowledge of microfinance and banking products, especially credit products and/or services.
-    Be able to coordinate with cross functional team to ensure high productivity
-    Good computer Skill as Ms. Work, Excel and Power point.
-    Excellent in English and Khmer verbal.
-    Committed to timeline and handling pressure.
-    HKL provide the competitive salary based on knowledge, skill and experience. We offer the monthly salary plus Insurance Allowance (Health & Accidence), Annual Bonus, Annual salary increment,  Incentive, Pchum Ben Bonus, 13rd Month Salary, Uniform Allowance, Provident Fund, Annual Leave, and other benefit as stated in HKL policy.
-    Successful Candidate will be received the numerous training program and development in order to enhance his/her knowledge, skill and competency to work effectively and having opportunities to development long-term career with HKL.
How to Apply:
-    HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website:
-    Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email 
-    The submitted document will not be returned.
-    Reach us on: 093 405 000/086 354 354  

Annual Report 2017
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ATM Network
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Achievement YTD 30 September 2018
Number of Office 178
Headquarter 1
Total Number of Staff 3,399
Male 2,329
Female 1,070
Loan Outstanding USD 696 M
Number of Active Borrower 139,737
Deposit USD 439 M
Active Customer 231,405
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