ហត្ថាកសិករលីមិតធីត

Officer, Credit Analysis for Unsecure Loan Product (02 posts.)

Location:   Head Office-Phnom Penh
Report to:  Director of Credit Underwriting Department
Deadline:  30 August 2019

Duties and Responsibilities:

Conduct site visit of borrower’s resident, business premise and/or working place to collect information to verify and support loan proposal.
Assess and Analyze financial statements and credit worthiness of borrowers.
Identify borrowers’ business risks and propose corresponding mitigations.
Propose credit decisions and negotiate with PC officer accordingly.
Liaise with Management Credit Committee in presenting loan proposal and responding to query/suggestion from the committee.
File reports of turnaround time of loan process at Head Office.
Other tasks assigned by supervisor.

Qualifications:

Bachelor degree in banking/finance, business, economics, or other equivalent qualification.
At least 2 year working experience related to credit and/or financial analysis.
Strong analytical, decision-making, and problem-solving skills.
Good understanding and knowledge of microfinance and banking sector.
Good interpersonal communication, team work, and result-oriented.
Sound computer literacy, particularly in Word, Excel, Internet, and Email.
Proficiency in English is a plus advantage.
High commitment with strong work ethics and integrity.

Remuneration:

HKL provide the competitive salary based on knowledge, skill and experience. We offer the monthly salary plus Insurance Allowance (Health & Accidence), Annual Bonus, Annual salary increment, Incentive, Pchum Ben Bonus, 13rd Month Salary, Uniform Allowance, Provident Fund, Annual Leave, and other benefit as stated in HKL policy.
Successful Candidate will be received the numerous training program and development in order to enhance his/her knowledge,skill and competency to work effectively and having opportunities to development long-term career with HKL.

How to Apply:

HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website: www.hkl.com.kh.
Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email job@hkl.com.kh.

Notice:

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សូមចុច នៅទីនេះ ដើម្បីទាញយករបាយការណ៍ឆ្នាំចុងក្រោយ ២០១៨។

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